Investment Management

We expect many of our clients will be able to leverage the Financial Plan Development and Ongoing Financial Planning services offered by Eustace Advisors to manage their investment portfolio on their own. However, for select Clients utilizing our Financial Planning Services, they may elect to have Eustace Advisors manage their investments, too. 

Our Investment Management Service Guidelines

1) We leverage the Client's financial plan and Investment Policy Statement to define an asset allocation structure. Thus, portfolio supervision is guided by the stated objectives of the Client, as well as risk tolerance and tax considerations.

2)  Eustace Advisors will typically recommend a long-term, buy-and-hold, investing philosophy leveraging the Strategic Asset Allocation and Passive Investment Management strategies. We don’t try to make short-term predictions and believe that a low-cost, risk-adjusted asset allocation plan coupled with investor self-discipline works best in the long run.

3) We typically oversee Client investments in stocks, bonds, mutual funds, ETFs, U.S. government and municipal securities, and cash and cash equivalents. These are the investment types best aligned with our expertise and experience.

4) As part of the Service Calendar that the Ongoing Financial Planning Service is based upon, and additional portfolio assessment as needed, we coordinate ongoing monitoring and management of the portfolio based on the Investment Policy. 

5)  Specific custodian recommendations are made to the Client based on their need for such services, and are based on the reputation and services provided by the firm.  With this in consideration, our firm recommends Charles Schwab, an independent and unaffiliated SEC registered broker-dealer firm and member of the Financial Industry Regulatory Authority (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Although Clients may request us to use a custodian of their choosing, we generally recommend that Clients open brokerage accounts with Charles Schwab.  Eustace Advisors is not affiliated with any custodian firm. 

6) When we provide investment management services, Clients grant us limited authority to buy and sell securities on both a discretionary basis and non-discretionary basis. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors - these should be defined as part of the Client's Investment Policy Statement.