Fees

Eustace Advisors is a fee-only financial advisory firm, which means our only source of compensation is the fees we receive from our clients.   We do NOT accept commissions for selling products or any form of compensation from other companies.  We intentionally chose this compensation structure to ensure our actions are guided by the best interests of our clients.

Eustace Advisors is also an advice-only financial advisory firm, which means we do NOT directly manage client assets.  Thus, the compensation we receive for our services is NOT tied to the client's income, net worth, or the size of their portfolio, as is the case with most financial advisory firms.  Instead, our compensation is based upon the services offered, complexity of the work involved, and expected advisor effort required.

Our fees are outlined below.  You should always review your executed Advisory Contract for information regarding the exact fees you will be paying.

One-Time Financial Plan Development Service

We charge a fixed fee for the Financial Plan Development Service as noted below:

The fee range is dependent upon the specific needs and complexity of the client, and the projected time and resources required to complete the project. Fees are negotiable, and the final agreed upon fee will be outlined in your Advisory Contract. EA collects a portion of the fee in advance with the remainder due upon completion of the services.

Ongoing Financial Planning Service

We charge a recurring fixed monthly fee for our Ongoing Financial Planning Service. The monthly fees are paid in advance, ranging from $175-$300 per month. The fee range is dependent upon the client situation, planning complexity, and the projected time and resources required to deliver the planning service. Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.

Project-Based Financial Planning Services

We charge an hourly fee for Project-Based Financial Planning Services. Our hourly rate starts at $200. EA collects a portion of the total projected fee in advance with the remainder due upon completion of the services.

Tax Return Preparation

The fees for Tax Return Preparation are in addition to our Ongoing Financial Planning Service fees and will be determined based on the complexity of the return and quality of client recordkeeping.  All fees will be defined in a customized client agreement upon the start of the tax return preparation work and are due at the completion of the tax return prior to the return submission.  Any taxes owed are the responsibility of the client.

Other Types of Fees and Expenses

Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which may be incurred by the Client. Clients may incur certain charges imposed by custodians, brokers, and other third parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer, and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual fund and exchange-traded funds also charge internal management fees, which are disclosed in a fund's prospectus. Such charges, fees, and commissions are exclusive of and in addition to our fee, and we shall not receive any portion of these commissions, fees, and costs.

Clients may incur fees from third-party professionals such as accountants and attorneys that EA may recommend, upon Client request. Such fees are separate and distinct from EA’s advisory fees.